Our Products
Explore Our Insurance Solutions
At Actual Intelligence IB, we help businesses and individuals secure a future built on confidence. Our tailored insurance products are designed to meet a wide range of unique needs—from growing your business to protecting your home and everything that matters most. Browse our categories below and discover solutions backed by professional guidance, local experience, and trusted results.
Business Insurances:
Tobacco or Tattoo Property Insurance
Specialised protection for property owners with tobacco or tattoo shop tenants. Coverage includes public liability, property damage, and compliance with high-risk retail regulations. Manage your landlord exposure across mixed-use industrial and commercial properties.
Commercial Property Insurance
Protect your premises and business assets from fire, theft, vandalism, and other unforeseen threats with customisable property cover.
Plastics Manufacturing Insurance
Insurance solutions designed for plastics manufacturers including moulding, extrusion and injection-moulding operations. Cover options may include property damage, machinery breakdown, liability and business interruption to help protect production assets and supply chain continuity.
Motor Fleet Insurance
Simplify your commercial vehicle coverage with flexible solutions for fleets, keeping your drivers and assets protected on the road.
Emerging Technologies
Data centres that power AI and other emerging technologies carry significant building, equipment and liability risk. A tailored insurance program helps protect assets, manage outages and meet contractual and regulatory obligations.
Commercial Strata Insurance
Comprehensive coverage for multi-use strata properties, protecting common areas, building structure, and the Owners Corporation from liability. Ensure your commercial strata scheme meets statutory insurance requirements and full replacement value obligations.
Heavy Industry Property Insurance
Specialised insurance solutions for heavy industrial operations such as energy, infrastructure, water and biofuel facilities. Cover options may include property damage, machinery breakdown and business interruption to help protect critical assets and support operational continuity.
Civil Construction & Infrastructure Insurance
Insurance options designed for civil construction and infrastructure projects including roads, bridges, utilities and public works. Cover may include contract works, plant and equipment, liability and project-related risks throughout construction phases.
Food Manufacturing Insurance
Specialised protection for food and beverage manufacturers, covering product liability, contamination risks, recall expenses, and regulatory compliance exposures. Safeguard your operation from supply chain disruptions and foodborne illness claims.
Public Liability Insurance
Stay protected from unexpected incidents that may cause injury or property damage to third parties in the course of your business operations.
Manufacturing Liability Insurance
Specialist protection for manufacturers, covering product defects, errors and omissions, design liability, and product recall expenses. Shield your business from costly claims arising from manufacturing processes and product failures.
Childcare & Early Learning Insurance
Specialised protection for licensed childcare centres and early learning services. Cover options may include property damage, business interruption, liability and management liability to help protect facilities, staff and children in a regulated environment.
Management Liability Insurance
Shield your company’s leadership and assets from regulatory, employment, and internal risks with comprehensive management liability solutions.
Products Liability Insurance
Protect your business from claims relating to the manufacture, distribution, or sale of goods.
Business Interruption Insurance
Secure peace of mind knowing your income is protected if unforeseen events disrupt your business operations.
Cyber Insurance
Defend your operation against cyber risks and data breaches with modern protection for digital systems and sensitive information.
Actual Intelligence IB Insurance brokers is proudly part of:
Our promise
All products are backed by attentive service, expert advice, and policies sourced from Australia’s top insurers—designed to meet your exact needs whether you operate a business or need personal protection.